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Hi...
I'm not really sure how to do this so i guess i'll just spit it out.
My husband and i have fallen on very tough times, as most have in this world recently.
We're both broke, trying to make it together, but because of all of this debt, not only is our marriage falling apart, but so is our lives.
We have a couple of beautiful dogs, and a couple of wonderful cats, we are blessed to have them.
If it weren't for them i would probably suck up my issues and go on, but my dogs can not handle a day with another person without freaking out, and selfishly i just can't part with my kitties...

Our debt has gone from a few bills unpaid to losing my car, being evicted and having to file bankruptcy.
Now, just when we thought we could make it, just when we thought things would be okay, we find a place to live, getting back on our feet slowly but surely, my husband gets laid off, i lose my job because of medical issues and once again we're facing eviction, power gas and water are being threatened to be turned off, it's cold, and i'm tired.

I want to move to somewhere cheaper but to be totally blunt i don't even have what it takes for that at this very second, this was the cheapest we could find before, now there are cheaper but we don't have any food in the fridge even so how could we afford to move?

i THINK THE PRESIDENT NEEDS TO CAME TO MY HOMETOWN TO SEE THAT THINGS ARE NOT GETTTING BETTER FOR US . WE ARE SINKING IN DEBT AND CAN'T EVEN BUY FOOD THANK GOD FOR THE FOOD BANKS. I VOLENTEER AND SEE ALOT OF FAMILY HURTING IT BREAKS MY HEART I WISH I COULD HELP BUT I'M IN THE SAME SHOES.

I'm a married lady and my husband got layed off 3 months ago we have used all of our saving

our car is on the brink of braking down and we can't afford a new one. We have no power in our trailor and can't afford to get it put in we us a genarator for power and burn mood for heat but we don't have a way to haul it

I am the mother of two teenage boys in Maysville, Ky.  I was laid-off February 18, 2009.  Since the lay off we had to move into a house that I could afford on unemployment.  I found out last week that I have only two checks left and I may not qualify to get an extension.  I have had a few interviews but no call backs and I am terrified.  How am I to pay for a place to live and utilities.  School will be starting back soon and I have no money for supplies and new clothes, my oldest is wearing shoes with holes in them; with the unemployment it is not enough to pay the bills I have...I don't know what to do.  If anyone can help at all I would be most grateful.

I'm just lost right now; I know that there are greater tragedies in the world than what I'm experiencing, but it's just so much to deal with at one time. I got sick 1 month ago. I have a small toddler, age 2 and a husband. I hadn't been able to return to work. My husband is employed by Roush, which is the SUV division of Ford that practically haulted its production line completely due to the gas crisis earlier this year. My son, just recently had a seizure and the medical bills are pilling up, the car note has doubled and I've already lost our home. My mom has been kind enough to let us stay with her, but that's short term! I don't know, my head is spinning, but there are greater tragedies in the world!

Hi,

My name is Lois, I have 3 boys ages 13, 15, 17 and to grand daughters ages 1 and 2. At this moment we have no hot water or heat, my husband left and went back to texas so me and the kids must move next month because I can't pay the bills here, I can bearly buy food. Please if any one can help with clothes, food or whatever, it will make a world of difference to my family. Thank you and God Blessing be with you and upon you and your family.

My car engine blew up, my husbands truck is now parked at my parents house not running, I am a month behind on my mortgage, as well as my utility bills, the power company will probably be out any day now to shut off our power, the foundation is crumbling under our house the roof is falling apart the heating duct has been torn out from under out house, the thermostat has never worked in the house, half of our house has no power because the person that wireed our home put too many things going into one fuse in the curcuit breaker, I have had chest congestion for 2 months now, my husband has horible teeth and needs to get them fixed and winter is just around the corner. I know that God is not supposed to give you more than you can handel but I am feeling like He is streching it way to far at this point I can't take any more. I feel like He is telling me something and I am praying for direction but in the meantime I need help, Please help!!!

please help us we are about 2 months behind on all our bills, due to husband being laid off . things are starting to go to collection, and we are currently 2 months behind on our morgages and utilities, we are hardworking people who have always worked hard for everything we have , we dont want to lose what have worked so hard to get. we need about 6000.00 to get everything back on track.

Hello,

I'm posting on here only because my DH and I are in a tight spot and I thought that this was something I might be able to do to help him out. DH used to own a franchise business and managed it as well as he could, but due to a poor location and loss of business after Hurricaine Katrina, he finally was locked out of the location by his landlord because he was a month or two behind (though paying on it to get caught up). As a result of this we were forced to declare chapter 7 to get out the franschise contract (there's no way we could have kept up the fees) and ended up losing our house too. 

My husband has been doing what he could here and there, contract type work, all the while applying to every company he can think of and plastering his resume and cover letter everywhere he can think but he's gotten no takers yet. We're not near any large cities so opportunities are limited. 

His current plan is to go back to school (if he can get an education grant to cover the cost) to get his MBA which will give him many more opportunities when he's done. But for now his contract position just ran out and there's nothing else for him to do. Our food money is all gone, we still have some rice, beans, pasta and some canned food, but the cupboards are starting to look a little bare. We have utility bills coming due and can pay a few of them before all our money slated for that is gone, but then we'll be at the end of the rope.

His plans for employment for the time being are to do some lawn care around his classes and maybe some customer service type work from home in the evenings (when he's not studying). But even with this I don't think it will be enough to cover all the necessities of gas, water, elec, phones, and internet (necessary for call center type work). As it is, he and I don't have any health insurance (our three children are on Medicaid), and I just found out that I'm pregnant. We're currently living in the home of family members so for now we don't have to worry about rent (praise the Lord!).

I think if we just had enough to keep the lights on and food in the pantry, everything else would be easier to handle. And I have a few internet-related things up my sleeve that might help fill in a few little gaps (maybe the water bill?), but they are still iffy and down the road. I'm following the advice at moneysavingmom.com and am able to get many of our necessities for free or for very little out of pocket. We're definitely trying to do what we know how the best we can, but it's just hard right now. If anyone could help or maybe offer some suggestions of something we might have not thought of, I'd be very grateful.  

I am trying to help my brother right now. He's trying to get on the liver transplant list. Although he is on SSDI and MA, his bills are mounting and he's getting shut off notices for his phone, gas, and electric. He owns his home, but cannot work because he's in end stage liver disease. I try to help as much as I can, and I have contacted the National Association for the Terminally Ill.

I would appreciate any help anyone is willing to give, and would really appreciate any information from people who have been through this before.

My brother is 53 years old, and I think that is too young to die. He has had Hepatitus C for a long time and it has damaged his liver to the point of needing a transplant. He can no longer pay his bills and will probably end up losing his house soon.

Thank you for listening.

holligan

Wow, my family just can't seem to make ends meet (an understatement.)  I am a trained graphic artist.  I lost my great paying job as a graphic artist about 5 years ago.  The short of it is that the bottom dropped out of the industry for designers.  Outsourcing and underpaying foreign artists coupled with all the new design tools for non-designers made my job and many other's either obsolete or with a payscale just above fast food.  I have continued to work doing various jobs; Landscape laborer, construction, house cleaning, window  cleaning, espresso cafe....you name it, I have either done it or applied for it. 

My wife works full time, she is a social worker and is excellent at her job.  We have 2 young boys, amazing but busy.  With all of my "odd" jobs ending in a dead end, I started to rethink my life.  I am nearly 40 years old and I decided to back to college to well, better my self and finally get my education so I can provide for my family.  Not only am I a college student but I am also now a stay-at-home dad, rewarding but very difficult.  Moms, you are my heros.  I tell my wife that every day.

I have always loved helping people and I have a natural ability to counsel.  I am studying to become a marriage and family counselor.  I have a long way to go but my wife is very supportive and is excited for our future.  I do work two days a week for a cleaning service (it's all i could find at the moment) as my boys stay with a family member.  It is just not enough, even with my wife working full time.  We have cut our budget down as far as we can.  No TV, no magazines, we keep our house just above freezing, we take sea showers (turn water on, turn water off, soap up, turn water on, turn water off), we shop at a discount grocery store, we meal plan, no new clothes, we have one car, no frills at all.  I do have an internet connection but I do my school online so I can be with my boys and I save gallons of gas as my college is a bit of a drive.

As I mentioned before, I love helping people.  If you also have a servant heart or know someone who does, you know how hard it is to ask for help.  Well here it goes.....Help, please.  Ok I said it.  Sometimes making the right decision comes at a cost but I am not waivering in my goal to make it through this tough season for the joy of providing for my family again.  I am all about people helping people and as hard as it is for me, it's about time I walk to the receiving end.  There are so many needs here, there are needs everywhere, huge gaping needs.  I am so blessed and feel that my asking is trivial compared to the sick and suffering but I need groceries for my wife and boys.  I need to pay my mortgage (1000 sf home $950 mo.)  I need to heat my home.  I need to buy gas to get my wife and myself to work.  I need to keep paying for school.  I need to keep the lights on and the phone connected.  I need not to get further in debt.  I need the collection companies to stop calling.  I need help.  Help.

If you can pray for my family and situation, I would be blessed.  I love my wife and boys very much and I am working my tail off to try and make things better.

Hello my name is Melissa & this is very hard for me to do.  I have never had to ask anyone for help in the past, but I guess I just don't know what to do right now.  I lost my job a few months back, and I am having a hard time finding a new job.  I am just trying to put food on the table & pay the rent for my three babies.  I have never been the type to use public assistance, but I had to get on it to try to make ends meet but it doesn't even come close.  If anyone could help I would appreciate it more than you would ever know...Thank you & may God Bless your Family & mine.

     I am a single mother of two, who can't work due to an injury.  I am recently divorced due to a cheeting husban, and I have to start all over agin at age 41.  I was injured on my job, but they decided they did not have to pay my anything.  So I got a lawer to help me but this will take some time.  I can't pay my utilities or my rent, and I can't work.  My kids are starting back to school and I can't buy them clothes or the things they need for school.  It has been 25 year since I had to start over, I don't know where to start or what to do.  Will someone please help me for a little while until I can get back on my feet?

We are a family of five - mom, dad, 13-year-old daughter, 7-year-old daughter, and 5-month-old daughter - struggling to make ends meet on my teacher's salary.  My husband has been unemployed for almost two years now.  I just came back from maternity leave, and because of how the pay schedule works (it's a long and complicated story) I'm now making over $600 less per month. We just don't make enough to pay our bills each month.  We are months behind on our car loan, and are days away from getting our electric and gas shut off.  My husband has looked for work, but has only been able to find jobs that would pay less than what we'd need to put the kids in daycare.  I've tried taking on an additional part-time job at a near-by church, but now I'll be away from my family for over 60 hours a week.  We just need something to get us caught up!  If we were at "0" then we could stay on top of things, but being behind is just killing us.

I hate to have to do this, but i seriously am in dire need of  appx. $3000. I am in the military and the bills keep piling up and getting more and more past due. I just don't know what to do accept to ask for help. So, if you can, please do.   Thank you soo much

                                         Kalani

Email me at robbiekalani5@yahoo.com if you can help me.

                              Thank you again in advance

My Name is Brandy. I am 22 years old and I just recently got married January 7th 2007 to a wonderful man, whom I love very much. As bright as that sounds we are having trouble. We both had jobs and then it went down hill all of a sudden.I was managing and office for a house cleaning service and my boss turned out to be less understanding than I had expected. She fired me because she couldn't afford to pay me and  my husband got laid off got from his company due to lack of work. While my husband found new work, it was for much much less pay. I am 8 months pregnant and have been to a gazzillion interviews and no one is willing to take a chance on me, given that  I am so far along. I am very experienced and hard working. I have excellent computer and people skills. Still nothing happens. We are slipping behind in our bills and it gets more and more over whelming when we start thinking about how much further we will get behind before the baby comes and I can go back to work. My husband is doing the best he can but unfortunately it is not enough. I am asking... we are asking for help. Not that anyone should just give us money, we are honest people. If anyone knows of anyone who would be willing to take me on as an employee for a few short months I would be more than greatful and so would my husband. We live in Jacksonville, Florida and some travel is not a problem.  We would be ever so greatful. Thank you for taking the time to listen .. or read.